Permanent incapacity for work

Permanent incapacity for work is an injury or illness caused as a result of work, occupation, service, nuclear accident, traffic accident or crime of violence. Permanent incapacity for work is divided into:

  • total incapacity of work - due to an illness or injury, a person is not able to work in order to support themselves (a 100% loss of capacity for work);
  • partial incapacity for work - due to an illness or injury, a person is not able to perform work suitable for them in the amount corresponding to the general national standard for working time (a 10–90% loss of capacity for work).

Grant of permanent incapacity for work

Percentage of the loss of capacity for work can be established for a term of 6 months, 1 year, 2 years, 3 years, 5 years or until attaining pensionable age (but not for a longer period than 5 years). Upon first-time application, the first day of this term (date of determination of the permanent incapacity for work) is generally the date the application was submitted and in the case of re-examination, the last day of the term of permanent incapacity for work established by the previous examination for establishing permanent incapacity for work.

Applying for an examination for establishing incapacity for work

As of 1 January 2017, work ability will solely be assessed by the Unemployment Insurance Fund. If a reassessment of permanent incapacity for work has been scheduled for you in 2017 or thereafter, you must contact the Unemployment Insurance Fund as the date of the reassessment draws closer. Under the new rules, the Unemployment Insurance Fund assesses work ability and pays work ability allowances to those with partial or no work ability.

You can submit an application for assessment of work ability:

Upon assessing work ability, your state of health and restrictions on activity and participation arising therefrom are taken into account. This includes an assessment of your physical and mental abilities in different areas.

The assessment of work ability consists of five steps:

  • a visit to a doctor;
  • the submission of an application for assessment of work ability;
  • the preparation of an expert opinion;
  • a decision on the scope of the assessment of work ability;
  • the payment of a work ability allowance and, if necessary, providing you with advice and labour market services to continue working or secure employment.

Read more about the assessment of work ability from the website of the Unemployment Insurance Fund.

Work ability card

If you have been assessed as having partial or no work ability, the Unemployment Insurance Fund will give you a card certifying that. The card is necessary for certifying reduced work ability and it is valid together with an identity document.

First and foremost, you may need to use the card to receive discounts provided by local governments and private companies; state institutions exchange the data necessary to provide discounts between their databases. Aside from statutory discounts, it is up to service providers to decide whether to provide any additional discounts and, if so, to what extent.

The card will be sent to you by mail. In case of loss, destruction or theft of the card, you can apply for a new one at the offices of the Unemployment Insurance Fund or via e-mail at kaart@tootukassa.ee.

Work ability allowance

If the Unemployment Insurance Fund has assessed you as having partial or no work ability, you have the right to receive the work ability allowance and are provided with health insurance.

The existing daily rate of the work ability allowance is 11.25 euros, the amount of which per calendar day is:

  • for a person with partial work ability – 57% of the existing daily rate (6.41 euros per day, approximately 192 euros per month);
  • for a person with no work ability – 100% of the existing daily rate (11.25 euros per day, approximately 337 euros per month).

The Unemployment Insurance Fund pays the work ability allowance for the previous calendar month by the tenth day of the following calendar month.

You can fill in the application for work ability allowance and submit it:

  • in the self-service portal of the Unemployment Insurance Fund
  • on site at a regional office of the Unemployment Insurance Fund
  • by sending the digitally signed application (doc, 172 KB) via e-mail to tvto_taotlused@tootukassa.ee
  • by sending the application (signed) by mail to Lasnamäe 2, Tallinn 11412, Estonia.

Read more about the work ability allowance from the website of the Unemployment Insurance Fund.

Last amended: 22-04-2016 00:00 | Compiled by: Unemployment Insurance Fund