It is necessary to apply for an activity licence in order to operate as:
- a credit institution
- a creditor
- a credit intermediary
- a management company
- an investment firm
- an insurance undertaking
- a payment or e-currency institution
No activity licence is required to operate as an insurance intermediary (insurance broker and insurance agent), an insurance intermediary shall be registered at the Financial Supervision Authority in the list of insurance intermediaries. For registration of an insurance broker in the list of insurance intermediaries, the applicant shall submit a written application to the Financial Supervision Authority. Insurance agents are registered in the list by the insurance companies which authorise them to operate.
In order to apply for an activity licence, a written application must be submitted to the Financial Supervision Authority.
Applications can be submitted:
- by post to Sakala 4, 15030 Tallinn
- in a digitally signed format to [email protected]
In-depth information about applying for activity licences can be found on the website of the Financial Supervision Authority:
Activity licences in the field of credit
Activity licences in the field of investment
Activity licence in the field of insurance
Registration of an insurance intermediary
Activity licences in the field of payment services
Laws
- Creditors and Credit Intermediaries Act
- Insurance Activities Act
- Payment Institutions and E-money Institutions Act
- Investment Funds Act
- Credit Institutions Act
- Securities Market Act